ZLG Always On Your Side
Zealous Foreclosure Defense Representation
Being threatened with the possibility of foreclosure is frightening. Will you lose your family home? Where will you go if you do? There are numerous challenges that a family will face when their home could be foreclosed on in the near future.
It is critical that you do not wait to act and obtain the advice of an experienced foreclosure defense attorney as soon as you learn that your bank or mortgage lender intends to foreclose on your home. At the Zeltser Law Group, we can mount a zealous defense using tried and true strategies that will increase the chances that you will be able to keep your home.
Often, an individual or a family will learn that their bank or mortgage lender intends to foreclose on their home by being informed that they are a defendant in a lawsuit pertaining to their mortgage. The idea of being involved in mortgage litigation with the bank's powerful attorneys can be unsettling, and without adequate legal representation, you stand to not only lose your home, but also face the high costs of litigation.
At the Zeltser Law Group, we take mortgage litigation seriously, and are prepared to provide you with an aggressive defense aimed at reaching an agreement that is in your complete and total favor, and allows you to keep your home.
In today's precarious economy, families are finding it more and more difficult to meet the obligations set forth by their mortgage lender. As a result, they may fall behind on their payments and their lender may send a notice of foreclosure. If this has happened to you, a loan modification may be an option to help you keep your home and change the terms of your mortgage to better meet your circumstances.
However, obtaining a loan modification is not always easy, and it often requires the expertise of a seasoned foreclosure defense attorney. At the Zeltser Law Group, our experienced lawyers have worked with lenders and clients to achieve a mutually beneficial loan modification that ultimately creates a positive outcome for the client.
A short sale involves the sale of a real estate property where the amount of funds received from the sale of the property will fall short of the total balance owed on the property to the mortgage lender, but the lender agrees to waive the remaining amount owed.
Although a short sale typically goes faster than a traditional real estate sale, it can be doubly complex. However, when completed successfully, a short sale will allow the homeowner to avoid foreclosure and maintain a positive credit rating.
A short sale typically requires the help of a veteran foreclosure defense attorney, and the lawyers at the Zeltser Law Group are able to provide you with the zealous advocacy you need to negotiate favorable terms for the sale.
Deed In Lieu Of Foreclosure
Another way to avoid foreclosure is to consider a deed in lieu of foreclosure. This takes place when a borrower transfers all interest in a property to the lender in order to satisfy the defaulted mortgage loan. There are many benefits for both the borrower and the mortgage lender; however, failure to properly conduct a deed in lieu of foreclosure could have a negative impact on the borrower.
At the Zeltser Law Group, we can help you determine if this method is the best way to help you avoid foreclosure, protect your privacy and satisfy the obligation you have to your mortgage lender.
Call The Zeltser Law Group Today
Don't let the fear of foreclosure freeze you into not taking action immediately to protect your rights and your property under New York law.
Our seasoned foreclosure defense attorneys can help you explore a wide variety of legal options that may allow you to keep your home or renegotiate the terms of your mortgage, and we will go to bat for you against unscrupulous mortgage lenders and banks.
Call today for a consultation to discuss your legal needs with us at 718-831-2529.
How We Can Help
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How An Attorney Can Help You Avoid Foreclosure