Avoiding Foreclosure When Your Home Is At Risk

An uncertain economy has made it harder for families and businesses to keep up on their mortgage payments. If you are in this situation, you are not alone. Many people are finding that their properties are at risk of foreclosure. You need a strong legal advocate looking out for your rights to help you avoid foreclosure.

At Zeltser Law Group, we understand how scary foreclosure is. We know how important your home or business is to you, and we will fight for you to keep it. We have successfully helped many clients in Brooklyn and the surrounding area avoid foreclosure. If you are seeking help for home retention, we can provide skilled foreclosure defense.

What An Attorney Can Do For You

Even if you fall behind on your mortgage payments, there are still ways to keep your home. With the help of a skilled lawyer, your options may include:

  • Loan modification — We renegotiate your loan terms with your mortgage lender to make payments more manageable.
  • Defense against foreclosure proceedings — We provide foreclosure defense, along with other litigation issues, such as challenging the lender's notice practices.

  • Short sale of your home — Short sales help avoid foreclosure by selling the home for less than the amount outstanding on the mortgage. The lender must approve these sales, but often work well for everyone involved.
  • Knowing the timeline the bank is following The laws regarding foreclosure include a strict timeline, which you must understand so that you do not miss important deadlines.

We will go through every option with you to make sure we create the best legal strategy for your situation. In addition, banks often respond better to attorneys. They may be more willing to negotiate with an attorney because they know the attorney will handle the paperwork correctly, removing the burden from them.

The New York laws relating to mortgages and foreclosures are changing all the time. Therefore, you want to work with someone who understands these laws and will advocate for your interests.

There Is No Time To Lose. Call Today.

If you are facing foreclosure, talk to an attorney about your case right away. Statutes of limitations in these cases are strict — do not miss your chance to keep your home. Call us at 718-831-2529 or send an email today for a free 30-minute consultation.